Does Uninsured Motorist and Underinsured Motorist Coverage is Helpful?
The team of professionals at Gruber Law Offices, LLC is passionate about what we do. We only handle accident and personal injury cases. We aggressively represent each and every one of our clients.

Uninsured Motorist and Under insured Motorist Coverages (UM & UIM Coverages) are specifically designed and intended to protect someone if they are injured in an motorcycle accident Milwaukee and the person who caused the personal injuries milwaukee did not have insurance or did not have enough insurance.UM & UIM Coverages are insurance coverages often associated with automobile policies and personal umbrella policies.UM and UIM Coverages provide protection in addition to general liability protection.
Uninsured Motorist (UM) Coverage protects someone who has been injured in an accident caused by someone who did not have any insurance coverage (an uninsured motorist) at the time of the accident.In that situation ,your insurance company will provide you with coverage for your injuries and associated losses as if they provided coverage for the uninsured motorist who caused the accident.Your insurance company assumes responsibility for the uninsured motorist's actions and provides you reimbursement for your losses such as incurred medical bills ,lost wages and pain and suffering.In short ,UMcoverage provides you protection if you are ever injured by an uninsured motorist.
In the State of Wisconsin ,insurance companies are legally required to provide you with UM Coverage any time you pay for general liability coverage for your automobile.If you buy car insurance in Wisconsin ,you will have UM coverage attached to your policy of insurance.
Underinsured Motorist (UIM) Coverage protects someone who has been injured in an accident caused by someone who did not have enough insurance coverage (an underinsured motorist) at the time of the accident.This generally applies to situations where the person who caused the accident and subsequent injuries had insurance coverage on their vehicle ,but their coverage provided only the minimum amount required by law.In such a situation ,your insurance company will provide you with coverage in addition to the coverage provided by the at-fault ,but underinsured motorist.
Unlike UM Coverage ,insurance companies are not legally required to provide UIM Coverage when you purchase automobile insurance.In Wisconsin ,you have to specifically ask to have UIM Coverage applied to your overall insurance policy.
It is illegal to drive an automobile in the Wisconsin without insurance on that vehicle.However ,there remain a large number of drivers who continue to drive without insurance or without enough insurance.It is extremely important to protect yourself and your loved ones by having sufficient Uninsured and Underinsured Motorist Coverages available for your automobile and personal umbrella policies.Call your insurance agent today to make sure you are properly protected.Please remember ,that the current minimum limits are simply not sufficient in providing adequate protection.
To get more knowledge about Injury Attorney Milwaukee and other factoid, visit the http://gruber-law.com/ site.
Contact Midea Information
Company Name: Gruber Law
Contact Name: Geoffrey D. Wilber
Address : 100 East Wisconsin Avenue Suite 1650, Milwaukee, Wisconsin,USA.
Contact No : 414.276.6666
Email ID : info@gruber-law.com
Website : http://gruber-law.com/
###
Tag Words:
injury lawyer milwaukee
Categories: Insurance