Health Care Law Ruling Allows States to Forgo Medicaid Expansion

Design Benefit Plans was founded on the premise that not only are health insurance needs different for different people, but also that these needs are driven by other factors.

Irving, TX (prHWY.com) July 16, 2012 - Irving, Texas - While the Supreme Court upheld most of Obamacare in its recent landmark ruling, justices tweaked one significant provision in the legislation that could drastically reduce the availability of Medicaid in certain states. Part of health care reform involves the expansion of coverage for 30 million Americans, including the enrollment of an additional 17 million people in Medicaid. In its ruling last month, the high court struck down the penalty for states that opted not to expand Medicaid coverage. Furthermore, as of 2014, it will no longer be against the law for states to make approval for Medicaid coverage difficult to obtain, whereas states were formerly prohibited from reducing eligibility or increasing the cost-sharing requirement for those enrolled in Medicaid. One segment of the population that stands to suffer as a result of these developments are those diagnosed with a pre existing condition who rely on Medicaid, as it can be difficult to qualify for private insurance with pre existing conditions.

For those who meet eligibility requirements, Medicaid has historically provided insurance for pre existing conditions, as it covers most conditions diagnosed and/or treated prior to applying for Medicaid plans. At press time, state officials had not made any public statements about cutting Medicaid eligibility or opting out of expansion of the program. However, over the past few years many have taken measures to decrease the cost of the program through various strategies including cutting providers' rates and contracting with private managed care companies.

Fortunately, companies like Design Benefit Plans cater to those individuals who need insurance for pre existing conditions. The team at Design Benefit Plans specializes in helping clients obtain coverage regardless of pre existing conditions or medications. Plan holders have access to the Beechstreet or Multiplan Preferred Provider Organization (PPO) network, the largest in America.

Those in the market for insurance can get started with free quotes on insurance plans via the quote engine at www.DesignBenefitPlans.com.

About DesignBenefitPlans.com

Design Benefit Plans was founded on the premise that not only are health insurance needs different for different people, but also that these needs are driven by other factors. Our team of highly trained, dedicated and fully licensed agents is ready and eager to help insurance shoppers navigate the insurance process to find the right policy for their coverage needs and budgets.

Contact: kenny.west@designbenefitplans.com
2300 Valley View Lane Suite 410
Irving, TX 75062
Phone
972.641.2220
888.271.1865
FAX
972.255.7353

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