What Dependents Can Expect from Health Care Reform

PicktheBestPlan.com is committed to providing consumers and business owners with the resources, information, tools and solutions they need to find the best available insurance plans on the market.

Dublin, OH (prHWY.com) September 12, 2012 - Dublin, Ohio - Coverage for dependents on their parents' health insurance plans has been a major issue in health care reform. The parameters for who qualifies as a dependent under Obama care can seem a bit convoluted at first glance. One detail that is not widely known is that Ohio insurance carriers are, in actuality, not required by law to cover dependents at all. Most carriers do so by choice, and the companies that offer dependent coverage have a great deal of freedom in the criteria they can use to define a dependent for the purposes of Ohio insurance coverage.

The federal law commonly known as ERISA requires group health plans to offer an equal level of coverage to biological children and adopted children. But the laws surrounding dependent coverage can change in some cases. While state laws may mandate coverage of certain children under some plans, state mandates have no power over self-funded Ohio insurance plans that pay their own claims directly.

Under health care reform, children are permitted to remain covered by their parents' as dependents until they turn 26 years old, regardless of marriage status or financial status. Coverage as dependents is not guaranteed for grandchildren of policyholders by the legislation, however.

Regardless of your dependent situation, obtaining Ohio insurance through an agency gives you the flexibility to "customize" your coverage by shopping around for the plan that is most suitable for your budget and medical needs. Strategic Business Services offers a broad range of coverage options through its partnerships with top rated carriers including Medical Mutual of Ohio and the following companies:

* Anthem BlueCross BlueShield
* Aetna
* MMO Ohio Farm Bureau program
* United Healthcare

Strategic Business Services offers a quote engine at www.PickTheBestPlan.com that shoppers can access to obtain free quotes for a variety of insurance plans through Medical Mutual of Ohio and other established carriers.

About PicktheBestPlan.com

PicktheBestPlan.com is committed to providing consumers and business owners with the resources, information, tools and solutions they need to find the best available insurance plans on the market. Our team of highly trained, dedicated and fully licensed agents is ready and eager to help insurance shoppers navigate the insurance process to find the right policy for their coverage needs and budgets.

Contact:
425 Metro Place North, Suite 140
OH 43017, Dublin
Phone
614.889.0250

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Categories: Health

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