Get Great Insurance on Your Motorcycle

According to the California Low Cost Automobile Insurance Program, the minimum liability limits have been slashed for good drivers with low-income.

New, FL (prHWY.com) October 23, 2012 - Till 2009, all drivers in California were required to have a basic liability policy, in case an accident happened. The other parties involved in the accident directly received an amount of up to $15,000 each for medical bill reimbursement and expenses related to accident injuries. A sum total of $30,000 was made available to compensate for losses of all injured parties'. In addition, the insurance company paid out up to an amount of $5,000 for all damages to property resulting from an accident.

Previously in California, the minimum liability required for drivers to be insured was quite insufficient to sufficiently compensate for an accident victim, in terms of medical expenses, property loss or other accident related damages. According to the state's previous minimum liability requirement, the lowest liability policy a driver was entitled was of an insurance that covered up to an amount of $15,000 for body injuries per a person, $30,000 for body injuries per accident, and up to $5,000 for property damages per accident. However in 2009, California lowered the minimum liability requirements instead of raising it. The state lowered them from $15,000 for body injuries per a person to $10,000, $30,000 for body injuries per accident to $20,000, and $5,000 for property damages per accident to $3,000.

In case of an accident, a motorcyclist was entitled to recover only $3,000 for his, a sum completely insufficient to either replace or repair the motorcycle. This increased a demand for companies that could provide motorcycle insurance California, which could help the motorcyclists to recover a good bit of money for their motorcycles. The insurance companies were also concerned about the injuries of the motorcyclist and covered that as well under their insurance policy.

In addition, a California low cost motorcycle insurance program has been launched by us to provide insurance to low income good drivers. Many California drivers have chosen this minimum liability coverage. The definition for 'good drivers' is that drivers with a past record of less than one accident in the past three years. In case, one such drive gets involved in an accident, his or her policy will make it possible to get the insurance claim real fast without any delays.

To get great motorcycle insurance quotes in California, motorcycle drivers can get in touch with our insurance advisers, who will ensure that you and your bike gets insured adequately.

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Tag Words: motorcycle insurance

Categories: Insurance

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