Store Card or Credit Card- Which One Is Better

(prHWY.com) January 8, 2013 - Portage, MI -- We are surrounded by so many plastic cards like debit cards, credit cards, store cards, merchandise cards and a lot more. All these cards are designed according to different needs of the common masses. Apart from debit cards, rest of the plastic cards is a form of credit which we take in one form or another.

People who love to shop in particular shops or shopping marts go for store cards or merchandise cards with which they can easily buy things of their choice anytime and that also without money. Apart from them those who want to spend on things regardless of shop or place go for credit cards. There are many benefits of credit cards and store cards in themselves on the basis of which you can easily decide which card is better for you.

Store cards are issued by shops, store chains, malls, financial firms in association of certain stores and banks. These are very helpful for shopaholics and facilitate your shopping in every way. If you have bad credit status then also you can own certain bad credit store cards which are meant for people with poor credit rank. There many types of store cards that comes with unsecured credit line, which you can easily use to lower down your credit and improve your status in front of those organizations who keep records of credits.

You can get a store card easily from any store of your desire, or from financial firms like ValuePlus Financial Company. On these cards you do not need to pay any annual fee or late payment fee if you fail to payback your dues on time.

Credit cards on the other hand are issued by banks and financial firms which charges you heavy annual fee and late payment fee if you fail to pay on time. It is difficult to manage credit cards but store cards can be managed easily with help of store cards account which is easily available online or with the firm from where you have taken your store card.

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