David A. Williamson Offers Long-Term & Life Insurance in Roseville, CA
Long-term care and life insurance are two distinct financial products that have different applications and benefits.
(prHWY.com) January 16, 2013 - Roseville, CA -- Roseville, California (December 5, 2012) - David A. Williamson, an agent for the New York Life Insurance Company, is offering long-term care as well as
life insurance for Roseville, CA residents and people in nearby areas.
Long-term care and life insurance are two distinct financial products that have different applications and benefits. Long-term care is a form of protection that enables the insured to use the benefits for hospice and home care, and other related expenses.
Life insurance, on the other hand, comes in many forms. These include whole, term, and variable coverage. These three have different terms and uses as well. A whole life policy sets a premium at the beginning of the plan that does not change during the span of the coverage. In the end, the cash can be used as either a living or death benefit.
Term, meanwhile, has no cash build-up. The death benefit will not increase and the policy will expire after a certain period. However, it starts off having a large death benefit amount, which the beneficiaries can claim in the event of the insurer's death during the coverage period. In turn, a variable plan works like a whole life policy, but differs in that it has an investment component, which can ultimately build up and become part of the insurer's living and death benefits.
Williamson provides these different kinds of financial solutions to his clients as he makes sure that their responsibilities are covered and their goals are met. Other products that he can offer include disability insurance for individuals, retirement plans for families, and business coverage for companies.
For more information, visit
www.DaveWilliamson.net or call (916) 781-7473. He can also be reached at his office at 2999 Douglas Blvd, Suite 350, in Roseville.
About David A. Williamson
David A. Williamson is a professional agent of the New York Life Insurance Company who offers wise investment choices for individuals, families, and businesses. He also offers
insurance in Folsom, CA and other areas in Northern California.
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