Health Insurance Premiums May Decrease Due to Rebate Law
SMH Insurance Agency offers major medical and life insurance coverage through its partnerships with the top rated carriers in Virginia, including Anthem and Prudential.
(prHWY.com) August 18, 2012 - Richmond, VA -- Richmond, Virginia - Virginia medical insurance companies including Blue Cross are taking a proactive stance, investing in quality measures and equal care standards in order to cut costs and lower premiums, in response to healthcare reform regulations. Measures that Virginia medical insurance carriers are taking include using the same tests and treatments for each patient who comes in with heart disease, reducing hospital readmission rates by making sure patients receive follow-up care and coordinating medical teams to keep each health provider apprised of the medications other doctors have prescribed and tests they have administered.

According to the 2010 healthcare law, insurers must spend a minimum of 80% of Virginia medical insurance policyholders' premiums on health care, versus administrative costs. Insurers that fail to do so must issue a rebate to policyholders.

Virginia medical insurance agencies like SMH Insurance Agency are in a position to offer competitive rates across the board due to the relationships they have developed with top rated insurance carriers. SMH Insurance Agency offers a variety of plans including:

* Major Medical Plans
* Family Insurance
* Life Insurance

With the many levels of coverage available, it is important to enlist the help of a licensed agent who can help guide you through the insurance shopping process. SMH Insurance Agency offers an instant quote engine that allows shoppers to compare premiums and benefits for available plans. Obtain your free quotes at www.MedicalPlansOfVirginia.com and then speak with an agent to discuss your options in-depth.

About SMH Insurance Agency

SMH Insurance Agency offers major medical and life insurance coverage through its partnerships with the top rated carriers in Virginia, including Anthem and Prudential. Located in Richmond, Virginia, the licensed agents at SMH Insurance Agency are in touch with the community's medical needs. To learn more about your coverage options, access the agency's free quote.

Contact:info@medicalplansofvirginia.com
SMH Insurance Agency Inc.
4201 Cutshaw Avenue
Richmond, VA 23230
Phone: 800.658.1656

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Web Site: http://www.medicalplansofvirginia.com